Debt collection calls the debtor’s neighbor on the phone – No presumed circular can justify or excuse such conduct

Debt collection calls the debtor’s neighbor on the phone – No presumed circular can justify or excuse such conduct

  Unfortunately for about a year I have been dealing with various debt collection companies, this morning at about 8 o’clock, a call center operator of one of these agencies called my neighbor, alleging that she had urgent communications for me but she could not to contact me, so he gave his surname and a fixed telephone number to contact […]

Foreclosure of a current account jointly with the debtor by the Revenue Agency

Foreclosure of a current account jointly with the debtor by the Revenue Agency

  A current account with the extent to which it can be attached by the Revenue Agency, considering that the sums deposited are all paid by the debtor?   The current legislation allows the Revenue-Collection Agency to proceed autonomously, ordering the bank without having to go to court, to expropriate the balance of the current account until the fulfillment of […]

What protections for the debtor in the case of foreclosure of the current account where an already foreclosed pension flows?

What protections for the debtor in the case of foreclosure of the current account where an already foreclosed pension flows?

  If the debtor is already attached to the fifth and his current account is debited where his only pension is conveyed, is there any particular rule?   The law (with article 545 of the code of civil procedure) states that in the case of credit on bank or postal current account held by the debtor, the pension can be […]

Arrange your debts yourself

Arrange your debts yourself

If you have smaller, starting debts, it is sometimes possible to work out a solution yourself. The Nibud website zelfjeschuldenregelen.nl helps you to determine how much repayment space you have and how you can divide this between the creditors. You make a repayment plan that states exactly which scheme you can propose to which creditor. Sample letters help to turn […]